Storage Banks and Loans
- Storage Banks
A Storage Bank is formed when you pay someone to store your items on their Residence. A player's Hotel may or may not include a Storage Bank option.
Storage Banks put your items into another player's possession with no way for Staff to enforce that those items will be left alone and untouched by the owner. Additionally players sometimes suddenly disappear or could get banned; making your items unavailable or removed due to a purge.
Storage Banks are not moderated by Staff. Participating with one is done at your own risk and if something goes wrong, Staff will not have the proper evidence to take action.
Loans and Savings Accounts
A Loan is formed when you allow another player to borrow something of yours, with the intention of eventually returning the item, with or without additional bonus.
By opening a saving account with someone, you're effectively giving them your Rupees, and trusting them to give them back. By investing your Rupees in a project, with the expectation of receiving something in return, you are participating in a loan.
It's possible for a player to build up lots of debt, draining them of all their Rupees. In addition, it is possible that a player may not give back what was loaned to them. According to Staff, when you willingly give your items or Rupees to someone else, they stop being yours, and are now theirs.
Loans and Savings Accounts are not moderated by Staff. Participating with one is done at your own risk and if something goes wrong, Staff will not have the proper evidence to take action.
It is NOT allowed to publicize the offering of nor the inquiry of a loan or savings account. By this, we mean that you may not make a forum thread or speak in the public Chat channels about them. Unsolicited advertising through other means is also disallowed.
Please follow the simple and fair EMC rules derived from our professional staff team.
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