Hey EMC, I have another idea for a venture. I call it a 'credit cooperative'. It works like this.Person A sets up a credit cooperative, and begins accepting members through a post on a thread. They pay a fixed membership fee of a certain amount (e.g. 1,000r) which does not change, and this is added to their credit cooperative balance, which is kept track of by the CC owner.Person B, a member of the cooperative, has a double chest of cobblestone they wish to sell. They barter with Person C, who wishes to buy it, and agree a price.Person C collects the double chest of cobblestone on the credit cooperative's residence. This is where it gets interesting. Instead of Person C paying Person B the rupees, as would be the case in a regular transaction, the agreed rupee value is subtracted from Person C's balance and added to Person B's balance.Once a week (or once a month) the number of members is compared with the number of members at that time last week (or last month). The percentage increase between last week and the current week is calculated, and the balances of all current members are increased by that percentage, which they can then spend. For example, if the CC has 5 members on Tuesday, and next Tuesday it has 10 members, then everyone's rupee balance doubles.This idea is inspired by this.I asked myself "In EMC, where there is no divorce of the entrepreneur and labourer in a business because of the absence of banks and lending, can a cooperative exist distinct from a for-profit business?"The credit cooperative is the product of this thinking.Thoughts?