Plus, even if your idea isn't adopted as-is, you never know when it might get the creative juices flowing and help inspire an otherwise unthought-of improvement.
I believe that while the idea is good, that in theory it just wouldn't turn out too well at all for reasons already stated above. The only way I could remotely see this working is if there was a player setting that would allow players to have a choice of allowing their residences to be raided after going derelict.
