Empire should add banks. (to store money you don't want to spend). It can be like a certain amount of money you can put into a bank vault. A bank vault could be a vault that can hold a certain amount of money (just like normal vaults, just deals with money). and the more vaults you buy the less a fee would be to store it in.
It wouldn't work because those who aren't good at saving will end up withdrawing what funds they have left in the bank and just continue spending. -1 ?
Do what I did. Get an alt and give it the money. Then be too lazy to log that alt on. Simple. (and yes I know not everyone can afford/wants/has alts)
It seems like a good idea at first but quickly deteriorates. If this bank were like a real bank, with interest, monthly fees, and tax, it would be very very complicated, requiring either -full time staff members to run it -or aikar to custom code one neither of which can happen.
what I meant is that you need to deposit a certain amount of number to use the bank. And with that certain number you can use it to pay the slight fee (like 100r liek the vaults use) it would be similar to vaults just holds money but you need certains amounts to deposit money (also have money to pay for slight fee)
-1 Sorry, But too much work for the outcome. Plus players have been doing fine without the use of this for 5 years now....
Alts is a beautiful thing plus i like having access to my stash at all times just incase of those special times.
This came up during the admin meeting in July(?) this year and we're looking at some possibilities that will alleviate the issues you listed without the need for an alt. I have absolutely NO idea when this would go live, but it is being considered.
+1 "Use an alt" is too easy in my opinion: it also implies: "go buy the game again". Sorry, that's not right I think. I am very much in favour of this suggestion. Either the option to actually bank / store money or to have an option to buy / sell items at /shop for a fixed price. The latter could be used which would also introduce added risk (which I think could balance out some things): actually storing money on your residence. The problem with "get an alt" is this: the money makes them become sentient and before you know you'll have an alt army (and a depleted bank account!)