I apologize for a long post:Background:A friend of ours watched my kids while my wife and myself were at a funeral. When we picked them up, we found that they had been playing minecraft. I was soon inundated with requests to buy minecraft.My sons are 10 and 8. I also have a daughter that is 5. Even if something is ok for my 10 year old, I have to be careful since the other 2 will most likely see it, so being a semi-good father; I did research and then bought the game. Before I told my kids, I played it to make sure it was ok for them. Almost 2 straight days later, I realized I was addicted.Recently I looked at multi-player. After looking at several sites, Empire won me over with the commandments. They seem to be based on respect of other players...i.e. the golden rule.I like to farm and mine. Setting up multi-level water harvesting wheat farm is my current project and trying to create a tree fence.Real life:I work as a NOC analyst, so I tend to be on minecraft after I get home around 1:00am. If for some reason, I don't pay attention to someone; it is most likely due to my family taking some of my attention away.Questions:While I don't plan on breaking any rules, if I turn off chat will a mod/admin be able to inform me if I inadvertently break one?Are upgrades automatically billed each month?If not, what happens if I forget to pay again?If so, is there a way to upgrade without automatic billing? I live paycheck to paycheck, so sometimes I may not have the money to upgrade.