I just wanted to ask for a quick clarification on when the Vault feature might begin, and when the Reset may take place. Not final, agreed dates, just a rough idea. I ask because I've just realised that my ski holiday in France which I leave for on the 17th, may shaft me massively for this. I am now mildly concerned. Oh, and stuck with it now, but 'Quick clarification' isn't meant as a 'Hurry please', but as in, just a short statement. Not trying to be rude!